Our Services

Allow us to help you restart your credit life!

We intend to re-shape the credit industry by informing and educating our clients about credit repair so that they can make better choices.
Collections

Collections

Collections occur when a creditor is unable to get his money back from the debtor and all his attempts of making the debtor pay have failed. The creditor moves to selling off the debt to either the collection agencies or the collection department. This turns into a very negative individual entry in your credit report. Among the most damaging entries on your credit report, having a collections account is also among the top ones, due to its long standing existence in your credit report for 7 years. It can cause a lot of damage and problems for the debtor.

Repossessions

Repossessions

Repossessions is bad news for your credit report. This entry causes a lot of damage to your credit rating and is among one of the worst entries to have on the credit report. This entry generally happens when the debtor is unable to make repayments on the auto loan or other loan that they took. Since the creditor is unable to receive his money back, they choose to take possession of the vehicle or the item. Repossessions are generally initiated by informing the debtor beforehand however, they can happen without being informed as well.

Charge-Offs

Charge-Offs

Having a charge off entry in your credit report can significantly affect your ability to receive loans in the future. As no borrower can afford to lose his money. It is among some of the worst entries you could possibly have in your credit report. Charge offs happen when the creditor tries his best to get his money back and is unable to make the debtor pay and decides to close the account by writing it off as a charge off. This results very badly for the debtor as it hinders with your ability to take future loans and causes you to struggle.

Credit restoration now made accessible to you!

For credit restoration and education feel free to setup and appointment with our professionals so we can guide you.
Student Loans

Student Loans

Getting a student loan can be tricky if you have a bad credit rating. Hence its best to straighten out your credit rating before you start applying for student loans. As for the chances of you getting a student loan will be much higher if you do have a good credit rating. Hence we offer the service or credit restoration and repair for you, so that your credit can be repaired quickly and you can achieve the success you always wanted with the best credit rating.

Bankruptcy

Bankruptcy

Bankruptcy is a very serious offense when it comes to your credit report. Even though it is designed to offer relief to the debtors in the form of an easy way to make the payments to some of his creditors. It must also be known that bankruptcy leaves a very bad and negative mark on your credit report. Due to the fact that it remains in your credit report anywhere from 7 to 10 years, it’s actually a very damaging entry to have. Having a bankruptcy hinders with your ability to have credit cards and other loans.

Credit Education

Credit Education

We want to help our clients by teaching them all about the credit repair and the maintenance of credit rating for the best results. We owe it to the community to drive towards a more knowledgeable society of people who understand the mechanics of keeping their credit rating good for the foreseeable future. We invest in the people we work with to develop a team of dedicated workforce that strives to help you gain the knowledge that will drive you forth in choosing the best path for your future financial success.

Foreclosure

Foreclosure

Foreclosures take place when the debtor is unable to make subsequent monthly payments on their loan for a mortgage and the lender decides to take possession of the property. The foreclosure is generally initiated after the debtor’s inability to make four successive payments to the creditors. The foreclosure entry appears on the credit report within either one or two months of initiating the foreclosure proceedings. Foreclosures are also those entries that have a really long term effect on your credit history. Again due to the fact that this entry remains on your credit report for 7 years it causes a lot more damage.

Credit Restoration Now Made Accessible To You!

For credit restoration and education feel free to setup and appointment with our professionals so we can guide you.

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